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Mel King Innovation Forum: What We Can Learn from Mortgage Lending Patterns about Disparity and Opportunity

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January 26, 2016 9:30am-11:30am, 9:00am registration 

MassHousing, 1 Beacon Street 4th Floor Conference Room Boston, MA 02108 

In its annual report on mortgage lending patterns, Changing Patterns, the Massachusetts Community & Banking Council (MCBC) highlights differences among lending patterns by race, income, and community. The report shows that in 2014, blacks in Boston made up 21.0% of households, but received only 3.6% of loans, while Latinos made up 13.7% of households and received 4.0% of loans. In Greater Boston, blacks were 7.3% of households and received 2.0% of loans, while Latinos were 6.8% of households and received 3.2% of loans. Join us as Jim Campen, the report’s author, presents the data from the most recent report, Changing Patterns XXII. 

This interactive session will then use the report as a tool to explore with a panel of experts why these patterns have emerged and allow participants to dig into the data and issues behind them through an in-depth conversation on issues of racial and income disparities, homeownership barriers, and potential solutions to emerging patterns of concern. 

Key Presenter

Jim Campen, Professor Emeritus of Economics at UMass Boston 

 

Expert Panel

  • Moderator: Esther Maycock-Thorne, President, MAHA
  • Steven L. Antonakes, Senior Vice President and Chief Compliance Officer, Eastern Bank
  • Kathleen Engel, Research Professor, Suffolk University Law School
  • Ana Patricia Munoz, Director, Community Development Research and Communications, Federal Reserve Bank of Boston 

 

Registration fee: $15

REGISTER

 

 
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